Increase income :

01. Better paying job

02. Get a second job

03. Start a side hustle

04. Invest your money

05. Start a business

06. Real estate

07. Start blogging

08. Make a podcast

09. Freelance online



Decrease expenses :

01. Spend less

02. Cut the cord

03. Eat in more

04. Shop smarter

05. Compare insurance

06. Use coupons

07. No phone upgrades

08. Cash back apps

09. Eliminate expenses